Starbucks, anyone?

Getting back into the swing of things since walking off the cruise ship has been ridiculously hard. I skipped my run on Monday, ran 4 easy miles last night and have made several “runs” to Starbucks for coffee.

The good news is all this coffee drinking means I am quickly approaching my next free coffee from the Starbucks rewards program!

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I am sure that I will earn it by next Tuesday when I meet with my new financial advisor. I imagine he will be impressed by all the money I have saved from the free coffees I have earned so far this year.

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Either that or he will tell me that because of coffee I won’t be able to retire until I’m 90.

To be honest, I am actually excited about this financial meeting. Up until this point in my life I haven’t really taken budgeting or retirement planning very seriously. I contribute to my 401K and I have an emergency savings account, but it’s time to get serious.

It’s kind of scary sharing my accounts with a professional because I am sure there is a lot of room for improvement, but I’m ready to take that step and become a full fledged adult with some real financial responsibility.

The good news is I have been saving money by not buying cleaning supplies for a couple of years now! I have terrible, awful, outrageously bad allergies and the day my doctor said that he medically advises me to not clean was one of the best days of my life.

(Don’t worry, Adam and I hire people to come clean our apartment. We don’t make Cecil live in filth. Please don’t call cat protective services on me!)

Cecil was so happy that we were home on Monday that he meowed ALL NIGHT LONG. It’s nice to know we were missed…

Okay, this post has probably been all over the place. You can probably tell that I am running on very little sleep and in need of a pillow or a large cup of coffee!

Starbucks, anyone?

Do you use any financial planning/budgeting apps? Would love any recommendations. 

– I tried Mint a while ago but never really got into it.

Do you try to run your normal amount of miles while on vacation? 

 

 

8 comments

  1. cheryl

    I hope you can get some rest! Meeting with a financial advisor is a good move, especially when you are young!
    I think if you get out for a decent run, it will help you get back into your routine, it always helps me. Glad you had fun!

    1. Kristina @ Blog About Running

      I think you’re right! Getting in last night’s run even if I didn’t feel like it, has got me already thinking about tonight’s run! It’s funny how running can seriously be so addictive!
      Kristina @ Blog About Running recently posted…Starbucks, anyone?My Profile

  2. Kim

    I know this is horrible but I let my husband handle all of our long-term financial planning. I do the daily stuff (bills, household, shopping….) but have zero interest in the rest. I hope your meeting goes well!
    Kim recently posted…How Much Is Too Much?My Profile

    1. Kristina @ Blog About Running

      I don’t think that’s horrible at all. I would love to not have to think about it! Getting ready for this meeting has really made me take a good, hard look at my spending habits over the last year though and that’s been good for me.

  3. The running schlub

    Great job meeting with the advisor. We have a finance system, doesn’t always work cause we spend too much lol. Vacation. …. What is that? ??
    The running schlub recently posted…Morning Run in the Books & 4 Days Until Race 1 of 4My Profile

    1. Kristina @ Blog About Running

      Haha, exactly! Getting ready for this meeting has made me take a good, hard look at my spending habits and I can clearly see places where I should scale back (hmmm, like Starbucks). I actually think just swapping out Dunkin Donuts for Starbucks would result in savings! haha

  4. dawn @ running the dawn

    my hubby and i love mint! it used to be hard for us to see our finances as a whole with the checking account and credit cards and loans etc. i love that mint keeps everything in one place. we don’t do a great job of keeping things updated and clean…nor do we budget…so we don’t really use all that it can do.

    i’m excited that you are meeting with someone. we did that a little over a year ago and it was so great! i mean, just having someone who is an “expert” tell you what your financial priorities should be and how to meet your goals is so freeing. we always used to second guess ourselves, but now we feel so much more confident in what we are doing. hope you love it too!
    dawn @ running the dawn recently posted…backup plans are the WORSTMy Profile

    1. Kristina @ Blog About Running

      I’m so glad to hear that it was a positive experience for you! Being more confident about my long term finances is definitely the #1 thing I want to come out of this meeting with. After this meeting I may need to give MInt another try!

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