Getting back into the swing of things since walking off the cruise ship has been ridiculously hard. I skipped my run on Monday, ran 4 easy miles last night and have made several “runs” to Starbucks for coffee.
The good news is all this coffee drinking means I am quickly approaching my next free coffee from the Starbucks rewards program!
I am sure that I will earn it by next Tuesday when I meet with my new financial advisor. I imagine he will be impressed by all the money I have saved from the free coffees I have earned so far this year.
Either that or he will tell me that because of coffee I won’t be able to retire until I’m 90.
To be honest, I am actually excited about this financial meeting. Up until this point in my life I haven’t really taken budgeting or retirement planning very seriously. I contribute to my 401K and I have an emergency savings account, but it’s time to get serious.
It’s kind of scary sharing my accounts with a professional because I am sure there is a lot of room for improvement, but I’m ready to take that step and become a full fledged adult with some real financial responsibility.
The good news is I have been saving money by not buying cleaning supplies for a couple of years now! I have terrible, awful, outrageously bad allergies and the day my doctor said that he medically advises me to not clean was one of the best days of my life.
(Don’t worry, Adam and I hire people to come clean our apartment. We don’t make Cecil live in filth. Please don’t call cat protective services on me!)
Cecil was so happy that we were home on Monday that he meowed ALL NIGHT LONG. It’s nice to know we were missed…
Okay, this post has probably been all over the place. You can probably tell that I am running on very little sleep and in need of a pillow or a large cup of coffee!
Do you use any financial planning/budgeting apps? Would love any recommendations.
– I tried Mint a while ago but never really got into it.
Do you try to run your normal amount of miles while on vacation?